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The Kentucky Derby and Preakness Stakes are in the record books, leaving only the Belmont Stakes in June to complete horse racing’s Triple Crown. If you are already ready to bet on the race, this is for you.

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Even a small bet can turn into a big win if you pick the right horse – and place the right bet – and it’s not impossible to turn a $5 bill in your pocket into $100 or more. Here are some tips to keep in mind when you go to the window at Churchill Downs, stop by the betting site, or log into your favorite betting site.

Once you’ve narrowed it down to a few horses you like, it’s time to find out what the experts think about your choices. Check the morning line – the odds assigned to each horse by the professional handicappers at the race course before anyone starts betting on the race.

It reflects who the handicappers think will win. If Fast Sam is at slight odds, perhaps 2/1, the oddsmaker thinks he has a good chance of winning the race. If the odds for a slow morning poke line are 50/1, the handyman suspects that every other horse in the field will finish ahead of him. Odds for morning courses are usually listed in the program or on the online race card with the horse’s name followed by an “ML” annotation.

Suppose you decide to bet on Fast Sam because he looks like a sure winner at 2:1 in the morning. If he wins, your $5 bet will only return $15: double the bet amount plus your original bet.

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But if Slow Poke does a miracle at 50/1 and somehow finishes first, your $5 will net you $255 – 50 times your stake and your bet. The problem with this bet, of course, is that at the end of the race, you’re more likely to have a worthless ticket than a bundle of cash. Experts have made him a 50/1 marksman for a reason – he will compete against many of the best mounts.

The question then becomes whether you want to play it safe or get a hefty payout. Even a “choke”—a horse considered so good that it would be eliminated on even or inferior terms—will provide a return on investment if it wins. It won’t be around $100.

The morning line is rarely, if ever, an accurate representation of how much it will pay in the end if it wins. As race time approaches, each horse’s odds will go up or down a bit as people across the country — and in the case of the Derby, around the world — bet on it.

Keep an eye on the leaderboard and current odds as the race approaches. It’s the big sign in the infield if you’re actually at Churchill Downs, usually illuminated by lights. If you are betting online, you can check the current odds according to the name of the horse on the race card.

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The betting odds over time reflect the actual gambling performance of each horse. As more bets are placed on him, his odds will decrease. If the bettors refuse to bet on him, his odds will increase.

You pay based on the odds over time if you win, not what the experts thought when they arrived on the morning of match day. If the bettors see something they like in the 100 Poke and place their bets by 30/1, your $5 winning ticket will pay $155, not $255, no matter what the morning paper says.

Betting on horses in this way is different from betting on other sports. If you bet that your favorite team will win the Super Bowl at 20/1 at the beginning of the season and the odds drop to 7/1 during the season, your odds are locked. For horses, your payout is based on the odds at the start of the race, not at the time you place your bet.[x]

Here’s a tip: If the odds of a slow poke drop from 50/1 to 20/1 or less in seconds, then bettors have placed significant bets on the horse. Either they know something you don’t, or they have a lot of juice in the universe.

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Straight bets are the least complicated option and the safest. This includes betting that your horse will win, finish or show, meaning it will finish first, second or third respectively.

If you bet that he will win and he wins, so will you. If it takes second or third place, you lose. But if you bet on his place, you win if he wins or finishes second, and if you bet on his appearance, you win if he finishes first, second or Finish third.

Of course there is a caveat. Horse betting odds are “win odds”. This is what he pays if he actually wins. Second and third place payouts depend on how many other people take his place as well as which horse finishes ahead of him, so they are very difficult to calculate.

Suffice it to say that place winners are always less than they would be if the horse won. Third place pays even less than second place.

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The bottom line is that it is unlikely you will win $100 or more if you bet that Fast Sam will show up because even if he wins or finishes second, you will only win his third place. And remember, it came on 2/1, so it doesn’t pay much to begin with. A slow poke will pay very well for a show bet because of its high odds, but not $100.

So how do you make a simple bet to get the most out of your bet? One option is to put the horse “all over the board”.

Show up. Technically, these are three separate bets, so your bet cost has only increased from $5 to $15. But if your horse wins, you’ll collect three times – the win bet, the place bet and the show bet – and each payout will definitely be higher than the $5 bet.

However, you may lose some money if he comes in third place, because you bet $15 to cover all odds, but you will only collect the third place payout. Fast Sim can pay $6.50 for a $5 bet to show, so you lose the difference. On the other hand, if the slow poke comes third and you bet it across the board, you can get your initial $15 back because of the higher odds. You will win only $100.

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“Outside” bets are very useful for one reason – they are hard to spot. They involve betting on more than one horse, so Fast Sim and Slow Poke will end up paying you to win.

A precision bet means picking the horses in first and second place in order, which usually gives you more than winning tickets with a simple bet on one or both horses. The payout will be substantial, over $100 on a $5 exact bet, if the slow poke finishes first.

Here’s some encouraging news: Churchill Downs, home of the Kentucky Derby, is offering boxes for $1. You can bet five different combinations of horses on this $5 bet to increase your chances of winning $100 or more.

Suppose you add that I am too good for the horses you like. You can place a sure bet on Fast Sim and I’m Very Good, one on Fast Sim and Slow Poke, one on I’m Very Good and Slow Poke, and maybe throw in a few more horses just to be sure.

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For some bets in 2019, it paid out right. Players matching Country House (65-1) and Code of Honor (14-1) – Winner 1-2 – $2 won $3,009.60.

You can choose from several other foreign bets if you are confident with your horses and want to win big instead of playing it safe. Trifecta betting means that the best three players are selected in order. It’s hard, but it pays off in minutes. In 2019, when Tacitus finished third, a $2 bet paid $11,475.30.

Superfata is the granddaddy of them all, the hardest-to-win bets in horse racing. It involves picking the four best horses in order. But if you’re right—and depending on the variety of horses involved—you might be able to

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